We have been in the invoice factoring business since 1979, are privately owned, and have a powerful track record of being FINANCIALLY SOLID AS A ROCK. We have survived many of the economy's booms and busts and having had these experiences, can help you get through any bad circumstances you might come under. We won't disappear when the times get bad, like some other invoice factoring companies sadly have before.

All factoring companies have guidelines for size, industry, and risk. It's just about impossible for you to know which invoice factoring business is a suitable fit for you. By reaching out to us, we'll answer any burning questions you may have and help you locate the right fit for your company - it may be us or another invoice factoring company.

We have a noteworthy network of invoice factoring industry counterparts, these close relationships were built over 20+ years in the business. So, after you take the time to lay out your needs to us, you'll quickly learn that we can help you find just what you need.

A lot of invoice factoring firms let you select and choose your customers that you would like to factor. Except a few of them normally have a minimum amount before they'll work with you. With us you have the freedom to pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our invoice factoring agreement is a lot like carrying a credit card in your pocket. You have it to use when you require it but don’t sign an agreement which will force you into invoice factoring when you don't require it.

A lot of invoice factoring firms fees are hidden. You'll need to rent a metal detector to uncover those fees. We will not treat you this way.  We are flat out transparent about our fees. When you apply, you are given a transparent, no obligation rate offer with the fee for your business. See which other factoring company, If any, will be that will be flat out transparent with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For example, if your customer owes you $1,000, you be given an advance payment of $700 to $900 to your account. Our typical advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

Some invoice factoring businesses are financed by Wall Sreet bankers. We are a privately held company and don't take marching orders from investors and boards. Much like you, we are like-minded business people and we have cleared many of the obstacles that a business deals with. We hear your story, learn your concerns. Based on that information we will put together a personalized solution for you. A lot of invoice factoring businesses especially the Silicon Valley Fintech ones mainly put their faith on an algorithm to establish your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

A lot of invoice factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We're different, you are set up with a dedicated account administrator to be your point of contact – who really knows your business really well, and can assist you in ways the others just can't or simply won't.

Don't dismiss the fact that the invoice factoring business will be interacting with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is beyond compare. We have been in business since 1979 and have veteran staff who who have seen it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our unrivaled service and real-world know-how, but so will your customers.

Together, we establish a credit risk tolerance guideline to limit your customer write-offs. Further more we watch each invoice and follow them the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if necessary until payment is made.

Our business credit monitoring systems allow us to jump on developing negative trends so that we can protect you from risky transactions. You have quick access to online aging reports and your dedicated account administrator is kept in the loop and given advance notice of any collection issues in order to get them fixed without delay.

You get quick direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – you choose. Be on the lookout for negative payment trends. This is critical to prevent avoidable write-offs.

We make sure to use advanced technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to lower rates for you. A lot of other companies are not even remotely close.